Sa Kaya Credit
you can have it!
We provide loans tailor-made for you or your business so you can achieve your goals faster
Sa Kaya Credit
you can have it!
We provide loans tailor-made for you or your business so you can achieve your goals faster
Inventory Financing
Php 5,000 to Php 250,000
Revolving credit line to buy inventory from partner establishments
Business Loan
Php 1,000,000 to Php 5,000,000
Finance receivables
Expand operations
Purchase of fixed assets
Why Kaya Credit?
Fast : Approval only takes up to 5 days
Tailored Loan : Low transaction fees, no hidden charges
Convenient : Terms based on your cash flow
Testimonials
Benguet
Abra
Rizal
How to apply
Interview and Verification
F2F or online interview Ocular of residence,
office or establishment
Loan Release
signed agreement and PDCs
FAQ
Most frequent questions and answers
We offer a variety of loan products including personal loans and business loans
Documents vary based on the type of loan you are applying for, but you need to establish the following:
- Proof of Identity – government ID, company ID, business permits (DTI, Barangay, Mayor’s)
- Proof of Income – 3-month payslip, bank statement for 3 months, sales receipts, invoice
- Proof of Address – site map of residential address, billing statement for 3 months
You can apply for a loan online through our website or by visiting one of our branches. The application process typically involves filling out an online form, submitting necessary documents, and undergoing a credit check.
Approval takes 3 to 5 working days.
Step 1: You need to fill out the application form and submit applicable documents
Step 2: Our assigned account officer will conduct interview and verifications
Step 3: Once approved, your loan will be released in your designated bank account
Interest rates depend on several factors including the type of loan and your creditworthiness. We offer competitive interest rates of around 3-5%, and the details will be provided to you during the application process.
Yes, many of our loan products allow prepayment and extra payments without penalties. However, it’s best to review your loan agreement or contact our customer service for specific details regarding your loan.
If you miss a loan payment, it’s important to contact us immediately. Depending on the type of loan and your situation, we can often work out a solution, such as a temporary payment arrangement or loan modification. Ignoring missed payments may result in additional fees and penalties.
You can check the status of your loan application by following up the account officer assigned to you
Yes, we prioritize the security and confidentiality of your information. We employ advanced security measures to protect your personal and financial data, adhering to industry standards and regulations.
Advisory
Kaya Lending, Inc. (doing business as “Kaya Credit”) is a regulated lending company based in Cavite, Philippines that is compliant with Philippine laws and regulations governing fair and responsible lending practices. Presently, we do not offer purely online or app-based lending solutions. Our dedicated credit associates process loan applications and processing is done either in-person at our office or on site at the client’s business location. It is standard operating procedure for us to visit a client’s business location and have in-person meetings with loan applicants. Loans are disbursed by standard banking methods and repayments are received by standard payment channels, either directly through checks, bank transfers or received by our credit associates.
Registration Documents and Lending License
By working together, we strive to provide you with a seamless financial experience
Do you need a quick loan?
Loan Application Form
