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In the Philippines, out of 105 million citizens only 4 million or 4% are covered by a company sponsored medical plan. This means that 101 million Filipinos or 96% are left to fend for themselves. This is a far cry from other developed countries such as the United States where out of a population of 325 million citizens, 155 million or 48% are covered by a medical plan through their employer.
SMALL and medium-sized enterprises (SMEs) are important to the economy. In the Philippines, SMEs account for 99.6% of registered businesses and 63% of the country’s total employment. However, they face a host of growth challenges—including lack of technical capacity, difficulty in accessing regional markets and, notably, a lack of access to finance.
We, Filipinos, are known for being resilient, hospitable, respectful, and happy. These are just a few of our traits that help us go on with life and achieve our goals and dreams. On the other hand, we are also known to having an infirm stance in the world of personal finance, which basically includes spending, saving, investing, lending, borrowing, and a whole lot more.
Health is wealth, they say but that doesn’t mean you need to always spend $13.49 for that organic almond milk. Yes, healthy food might be a little expensive but the good news is that there are many ways to make nutrition and fitness more affordable - here are some clever tips.
The season of giving brings joy, but it can also bring many challenges if you’re not careful with your spending. Here’s a quick guide on how to avoid blowing your budget for Christmas and end up going: “Hmmm, where did all my money go?”
Gusto mong magkanegosyo pero wala kang time? Are you one of those lucky Filipinos who happened to have the capability to engage in business but have no time to really manage one? Are you an OFW who knows that one day you’ll lose your energy and you need a back up plan? A seafarer who knows work is contractual regardless of the fortunate salary? Or an employee who dedicates time and hard work for your employer but wants to start a business for added income without sacrificing your current job?
Doctors make busy professionals, especially considering the amount of time they put in their education as well as the hours they need to give in their careers. Still, that’s no excuse for medical practitioners to not become as financially savvy as possible. If you’re a doctor and you’re starting to educate yourself on how money works, then kudos to you. And to help you on your way, below are some truths about money management that might interest you.
Filipino OFWs are some of the most hard-working people you’ll ever encounter. Not only are they willing to work thousands of miles away from their loved ones, but they also make very industrious, disciplined, and innovative employees. Sometimes, though, their earnings are not enough to make ends meet. So to help them better meet their financial needs, below are business ideas every Pinoy abroad can start.
Just because you’re a medical practitioner doesn’t mean your financial life will go smoothly from the moment you start your clinical practice. In fact, spending years scraping and scrimping to get through med school could leave you with massive debt. Plus, there are financial traps that you could fall in if you’re not careful! So to help you out, below is a list of money mistakes commonly made by doctors at the start of their careers. And for everyone’s sake, also included are tips on how to avoid them.
Working overseas can be very exciting. Not only do land-based and sea-based jobs abroad give you an opportunity to earn in dollars, but they also allow you to see the globe beyond the Philippines. Still, that doesn’t mean you can spend your hard-earned salary any way you want; you still need to be financially responsible. And to help you out with that, listed below are a few money tips that would help you save up.