Kaya Credit

KayaCredit - You can have it

Tamara Singh: New Approach to MSME Financing in Asia Pacific

Tamara Singh: New Approach to MSME Financing in Asia Pacific Tamara Singh is Adviser and former Head of Asia Pacific at OMFIF. For some months now, the People-Centred Internet has been working with the Indonesian National ICT Council and the Digital Divide Institute on how to bring meaningful financial participation to micro-, small- and medium-sized […]

The reshaping of the global economy: Riding the waves of change

The reshaping of the global economy: Riding the waves of change As China’s property market tanks, countless families find themselves entangled in payment problems. Many struggle to make mortgage payments, often on properties they have yet to receive. Others are stuck, like university administrator Nelson Lau, 32, paying for a new apartment but finding it hard to […]

Microfinance best practices

Microfinance best practices Most of us are familiar with loan sharks or “5-6” informal lenders that the poor resort to because they have limited access to finance.  Traditional financial institutions usually consider the poor risky borrowers, possessing neither the credit score nor the collateral needed to secure their loans.  Unfortunately, borrowing from loan sharks only […]

Filipino microentrepreneurs use digital solutions to make their businesses future-ready

Filipino microentrepreneurs use digital solutions to make their businesses future-ready   Microentrepreneurs who were at risk of losing their businesses upgrade to digital platforms to keep their businesses going MANILA, Philippines — The last thing Angelita Dagoc wanted to do during the pandemic was lay off her employees. Her business, Ferangeli Guitar and Souvenirs in […]

Search for digitalization champs ongoing

Search for digitalization champs ongoing Digitalization remains a major strategy for promoting financial inclusion in the Philippines. Thus says Governor Felipe Medalla of the Bangko Sentral ng Pilipinas (BSP) to stress the significance of the ongoing second annual search for Digital Financial Inclusion Awards (DFIA) recipients. The awards program, an updated version of the Citi […]

ASHI: Enabling mothers via microfinance

ASHI: Enabling mothers via microfinance May is the month of Mothers – our caregivers, supporters, nurturers and providers. For all their sacrifices, it is proper for us to dedicate May to the no.1 woman in our life, our mothers. This is my pahabol Mothers’ Day tribute to all the nanays who keep the Philippine microfinance […]

PH fintech mobile app adoption up in 2023

PH fintech mobile app adoption up in 2023 The adoption rate of financial technology in the Philippines among the population ages 15 years old and over through mobile apps may increase to 72.2 percent or 59.3 million users by the end of 2023, according to a new report from consumer credit service Digido. The maximum […]

Digital lending apps see growth, increased time spent by PH users in 2022 – analysis

Digital lending apps see growth, increased time spent by PH users in 2022 – analysis A January 2023 analysis by digital financing company Digido found increased growth in the adoption of digital lending applications on Android and iOS in the Philippines in 2022, as well as increased time spent on these applications. The analysis took […]

Digital lenders eye Indonesian SME financing gap

News-05 -thumbnail-Digital lenders eye Indonesian SME financing gap

Digital lenders eye Indonesian SME financing gap Flexible new kids on the block see US$60 billion opportunity in banking underbanked As traditional Indonesian banks, because of their stricter loan requirements, are unwilling to provide the financing desired by small and medium-sized enterprises (SMEs), or even needy but trustworthy individuals, there is a huge finance gap […]